The SDI or the North Carolina State Disability Insurance is a program which has been designed to offer wage replacement on a partial basis for the workers who are engaged in the State of North Carolina. This initiate has been approved by the state and when it comes to funding this program, it is done by charging payroll taxes on the employees. Temporary benefits are being offered to the eligible workers in the state of North Carolina. SDI protection offers two different types of benefits, which are
- PFL: Those individuals who have lost pay when they are required to look after a sick family member or taking care of a newly born child can benefit from this program
- DI: When it comes to DI, it offers benefits on a temporary basis to those who have no longer access to their source of livelihood or are not able to continue their professional life because of any sort of illness or injury which has nothing to do with their work.
Things to consider before applying for Disability in North Carolina
Before you think about applying for California State Disability insurance, there are certain things which you need to take into consideration. Here are some of them
- You must be going through a condition which can be termed as “nonsevere vs. severe”. It means that if it’s a sprained ankle which is bothering you or a sprained wrist, then the chances are that your application might be denied. However, if it is something like a headache, it would be investigated, since a headache can be caused due to many neurological problems.
- At the time when you apply for the disability benefits, you are not supposed to work or earn in excess of what is considered by the Social Security as “Substantial and Gainful Activity”. This, however, does not imply that you cannot work while applying for the Short Term Disability NC. What is means is that if you are working, in that case, your earnings below the limit of SGA.
- You need to have at least one health condition which has disabled you for a period of one year or more than that. However, it doesn’t imply that you need to wait for an entire year to meet the condition before you can apply. It is up to the medical examiner to determine whether your condition is serious enough to last for 1 year or more
In order to be eligible for SSI or SSD benefits, you must be having a disability which is long term in nature. In other words, it means that the disability must be permanent in nature. It is assumed that if a state of disability has lasted for 1 year, then it is permanent. The Social Security reviews all the claims on a periodical basis that have been approved
There are many in the state of North Carolina who have benefited from this program. However, not every claim gets approved; however, if your claim is a genuine one you can rest assured of it getting approved.